The problem with Valentine’s Day is that it falls on the 14th of the month. That may mean that it is something of an embarrassment in terms of your cash flow. If so, a payday loan may be able to help.
A mid-month crisis
The problem with birthdays, anniversaries and special events that fall in the middle of the month, is that they are typically either a bit too late or a bit too early for our monthly payday.
Yes, in theory, we should all budget and plan to buy our Valentine’s Day treat for a loved one at the end of January when we were last paid.
Yet life isn’t like that.
If you have had expenses and other unplanned spending needs early in February, by the time you approach Valentine’s Day, your bank balance might not look to be in the healthiest of conditions.
You could, of course, try explaining this to your loved one and perhaps they would understand – but then again they may not!
Loving the payday loan
A payday advance loan might just help you survive such a financial and possibly emotional crisis.
Applying online, you’ll typically be able to borrow between $100-$400 (perhaps more in some cases), which may be sufficient to enable you to buy something or to arrange a special treat.
On your next payday, the loan provider will simply charge your bank account, through your bank debit card, to recover the loan plus their charges that you’ll previously have seen and approved.
Loans are typically available with a minimum of fuss and as the sums are smaller, you may find that the qualifying requirements are relatively easily met. For example, you may be able to obtain such a loan even if you have some credit history problems behind you.
You may find that it is rather easier to obtain a loan of this sort than it will be to explain to your loved one why you have apparently neglected them on Valentine’s Day!
What you’ll need
To obtain a loan, you’ll typically need to be:
aged 18 or over;
in permanent employment that is generating a regular income;
a USA resident;
in possession of a USA bank account with an associated bank debit card.
Finding out more about the payday loan might be a good idea and could make Valentine’s Day extra special.